If you're a homeowner in Orlando, you know that water damage is one of the most common risks your property faces. Whether it's from a major storm or a broken pipe, water damage can quickly lead to expensive repairs.
Fortunately, many homeowners insurance policies will cover at least some of the costs associated with water damage. However, there are some important things to keep in mind when it comes to filing a water damage claim with your insurance company.
Here's what you need to know about water damage and insurance claims in Orlando.
What Does Homeowners Insurance Cover?
Most homeowners insurance policies will provide coverage for water damage caused by "sudden and accidental" events. This generally includes damage from storms, burst pipes, and similar situations.
However, it's important to note that most policies will not cover water damage caused by "flooding." Flooding is typically defined as water that rises up from the ground and enters your home, and it is not covered by most standard homeowners insurance policies.
If you want flood insurance, you'll need to purchase a separate policy.
What If My Insurance Company Denies My Claim?
If your insurance company denies your water damage claim, it's important to get in touch with an experienced Orlando water damage lawyer as soon as possible. Your lawyer can help you understand the reasons for the denial and take steps to appeal the decision. You will want to hire the Orlando insurance claims law firm, Storm Claim in order to get the best representation.
In some cases, insurance companies will wrongly deny valid claims in an attempt to save money. An experienced lawyer can help you fight back and get the compensation you deserve.